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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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The memory care is sooo expensive, she will run out of funds in 8 months and then we need to spot for Medicaid. I don’t want to make bad decisions and mess up Medicaid. Funds would last a bit longer at my son's place. Just curious.
You should go with son and mom to attorney to do a contract for this; you can do shared living expenses; in that case there is usually no payment/rental/IRS involvement as to "income".
I am certain you are checking with son his ability, intent, and mom's safety, so I will just leave it now to you to consult and elder law attorney on how to best work this out. Not something you can be wrong about.
If she already qualifies for LTC, you are at the sweet spot to find a good Medicaid facility and complete her spend down there. Once qualified, she goes to the top of the list and stays. Why are you planning to agonize over just 8 months? Do homework now and find that Facility that accepts Medicaid. You can also consult a geriatric care manager for advice
I’m just starting the Medicaid process and not sure she qualifies. I’m hopeful. In the meantime, she will be in memory care where her spend down will be for 8 months, if there is no Medicaid available, we can’t afford the private pay til there is Medicaid bed available and will have to bring her to my home I guess 🤷🏼♀️. But no room here That is my worry. So wondered if putting mom at sons would be better option.
I’d search for an appropriate place that takes Medicaid now and not risk multiple moves for someone already in a place of mental confusion. Not to mention the trials of finding and keeping good caregivers that are so common. You’re correct in memory care being hugely expensive. My mom was in a hugely expensive nursing home for four years, going from private pay to Medicaid in that time. Please know that no matter which way the bill was paid, her care remained exactly the same— kind, competent, and compassionate. Her room never changed and no one involved in her day to day care seemed to know or care how she paid. It’s always a good idea to consult an elder care attorney, many times they have advice and input on things we don’t even know to consider. I wish you peace in figuring this out
Has he suggested it? Is he willing to have caregivers in his house coming & going? Be willing & able to be Care Manager? ie Take on resposibility when Aides are no-show or cancel? BE the backup or arrange alternative backup.
This option needs his full OK or will be a non-starter.
Special, all of moms income will be paid to the facility when she goes on medicaid, except a small monthly allowance for personal needs, like $40 to $120 depending on what her state allows.I find getting them in on self pay gives you more options. I wouldn't recommend spending all her money trying to keep her out of a facility. Get her into a facility that accepts medicaid when it's time, this will be the easiest transition for her and you to get her on medicaid. Change is hard for dementia patients, so starting out with multiple moves can easily send her into a downward spiral. Just something to consider when making choices for her.
Edit: do not do the application if she doesn't meet the criteria, you will just have to do it again. You can compile all the documents but, don't muddy the process by applying when she doesn't meet the requirements.
In my area , most memory cares require a period of self pay… then they accept Medicaid. Self pay of 1 , 2 or 3 years… the longer you self pay , the more options of facilities goes up. My mom had about 10 months of self pay.. the place we found accepted her knowing this.. we were fortunate to find it..
Start with calling your county office of aged and disabilities.. mine was guiding me and going to do the application , but my mom passed just before she would go on Medicaid…
Thank you. This will be my situation. Mom has about maybe 9 months of private pay. Hopefully they have something available when Medicaid is hopefully approved.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I am certain you are checking with son his ability, intent, and mom's safety, so I will just leave it now to you to consult and elder law attorney on how to best work this out. Not something you can be wrong about.
However, how does your Son feel about this plan?
Has he suggested it?
Is he willing to have caregivers in his house coming & going? Be willing & able to be Care Manager? ie Take on resposibility when Aides are no-show or cancel? BE the backup or arrange alternative backup.
This option needs his full OK or will be a non-starter.
Edit: do not do the application if she doesn't meet the criteria, you will just have to do it again. You can compile all the documents but, don't muddy the process by applying when she doesn't meet the requirements.
Start with calling your county office of aged and disabilities.. mine was guiding me and going to do the application , but my mom passed just before she would go on Medicaid…