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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Sofatax, this is the second time I've read your advice that Medicare will pay the kind of benefits raised by the OP. I just checked the IRS Notice 2014-7. From the IRS site, this is its description:
"Notice 2014–7 Notice 2014–7 This notice advises taxpayers that certain payments received by an individual care provider under a state Medicaid Home and Community-Based Services Waiver program are difficulty of care payments excludable from gross income under § 131 of the Code. The exclusion may apply whether the care provider is related or unrelated to the individual receiving care."
I read this description as a benefit of Medicaid, NOT Medicare. Do you have a different interpretation, FROM the IRS? or its website? My concern is that the information you're providing is not accurate, and people may be confused, or deluded into believing Medicare offers a solution to the issues raised.
You also included "free tax advice." Are you a tax professional? If so, at what level? Employed by Medicare? Medicaid? Independent tax adviser with a degree in accounting or something related? I'm curious as to your credentials to provide information which is inconsistent with IRS explanations.
Why is she not eligible for Medicaid? Does she get too much with SS and maybe a pension? There are ways around it like a Miller trust. The overage will go into the trust and at time of her passing the trust will go back to Medicaid.
Mzabel, I see from your profile that you're in Howard City, MI. Have you contacted the city and county to determine if they can offer at least respite care, which would provide relief to you?
I see also that your sister has "age-related decline, depression, diabetes, incontinence, and urinary tract infection. " Is she able to get her diabetes meds as well as guidance on a proper diet? Does she have good doctors for treatment of her other issues?
I also echo JoAnn's questions on why she doesn't qualify for Medicaid. The issue of your being able to be paid seems to me to be one of finances, i.e., can your sister afford it, since apparently she doesn't qualify for Medicaid.
If so, then follow Alva's suggestion to create a care agreement.
“Because she had never worked in the U.S., she did not qualify for Social Security or Medicare. She did not qualify for Medicaid, because Medicaid (imo) is a combination of Medicare and Medi-Cal. (In California at least).”
Actually in California Medi-Cal IS medicaid. They are the exact same thing only we call it medi-cal here instead of Medicaid. Just like Tennessee calls it tenn-care. Medicaid is not a combination of Medicare and Medi-cal in California. It’s straight Medicaid. And I am curious how she qualified for SSI when she didn’t have the required work credits? People who immigrate here can’t collect SSI without having worked here & earned 40 credits And having lived here for 5 years.
If the OPs mother doesn’t qualify for Medicaid/medi-cal then she doesn’t qualify for low income programs because nearly all of them require Medicaid eligibility. IHSS requires Medicaid eligibility, the income thresholds are the same.
Mzabel has not returned, you are right FreqFlyer. You are also correct that the OP said her sister.
There is a choice to click on UNFOLLOW, and I am going to do that. I do not have a need to be right, nor correct other posters who always disagree with me. As if I was lying about my neighbor being paid by IHHS or being on SSI. 🤮
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
"Notice 2014–7 Notice 2014–7
This notice advises taxpayers that certain payments received by an individual care provider under a state Medicaid Home and Community-Based Services Waiver program are difficulty of care payments excludable from gross income under § 131 of the Code. The exclusion may apply whether the care provider is related or unrelated to the individual receiving care."
https://www.irs.gov/irb/2014-04_IRB
I read this description as a benefit of Medicaid, NOT Medicare. Do you have a different interpretation, FROM the IRS? or its website? My concern is that the information you're providing is not accurate, and people may be confused, or deluded into believing Medicare offers a solution to the issues raised.
You also included "free tax advice." Are you a tax professional? If so, at what level? Employed by Medicare? Medicaid? Independent tax adviser with a degree in accounting or something related? I'm curious as to your credentials to provide information which is inconsistent with IRS explanations.
Personal Care Agreements: A Must for Caregiver Compensation and Medicaid Planning - AgingCare.com.
I see also that your sister has "age-related decline, depression, diabetes, incontinence, and urinary tract infection. " Is she able to get her diabetes meds as well as guidance on a proper diet? Does she have good doctors for treatment of her other issues?
I also echo JoAnn's questions on why she doesn't qualify for Medicaid. The issue of your being able to be paid seems to me to be one of finances, i.e., can your sister afford it, since apparently she doesn't qualify for Medicaid.
If so, then follow Alva's suggestion to create a care agreement.
Actually in California Medi-Cal IS medicaid. They are the exact same thing only we call it medi-cal here instead of Medicaid. Just like Tennessee calls it tenn-care. Medicaid is not a combination of Medicare and Medi-cal in California. It’s straight Medicaid. And I am curious how she qualified for SSI when she didn’t have the required work credits? People who immigrate here can’t collect SSI without having worked here & earned 40 credits And having lived here for 5 years.
If the OPs mother doesn’t qualify for Medicaid/medi-cal then she doesn’t qualify for low income programs because nearly all of them require Medicaid eligibility. IHSS requires Medicaid eligibility, the income thresholds are the same.
I don't see where Mzabel had made any other posting. No mention of her mother.
There is a choice to click on UNFOLLOW, and I am going to do that. I do not have a need to be right, nor correct other posters who always disagree with me. As if I was lying about my neighbor being paid by IHHS or being on SSI.
🤮
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