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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Him and spouse have nothing and they have no assets in massachd. I lease both car & apt..15, 000 ins policy. .no assets no properties. .will Medicaid pay rm & board for him in nh
stefani, that is exactly what Medicaid does NOT want to happen. It makes no sense for the government to take your income for your husband's care and then give you welfare. It is much better for everyone for you to get along on your own income.
Please, please, contact the Medicaid person you deal with now. Ask him or her to explain what will happen when your husband goes into a care center.
You may know of a friend or relative who went into a care center on Medicaid and had to turn all of their income (except for a very small allowance) over to Medicaid. That is how it works for a single person. But it is very different for a married couple. You will NOT be left with no income. Really, truly. I don't know how it works where you are but as Carol says, EVERY state has a program so that the community spouse is not left with no income.
Please do not rely on what you may have seen or heard about single persons going into a nursing home. There are different rules for married folks.
Talk to your husband's Medicaid case worker as soon as possible. And come back and let us know how this is working out.
Stefani, Medicaid will pay for the nursing home, but they WILL take HIS assets, less a community spouse allowance. So figure out how much you need a month for rent and utilities and food and medicine. I'm not sure how car payments will factor in to this, depends whose name it is in. Same with the life insurance, if he owns it, he has to cash it in. See an attorney.
We d o not have ANY ASSETS..I am afraid because if a nh takes our ss and small pension THEN I will have to go get money for food & housing from welfare
Excellent advice, Jeannegibbs. Many people are afraid that they will become destitute if their spouse goes on Medicaid in a nursing home. While they certainly will have reduced assets, that's likely already happened.
Medicaid allows spouses to retain some assets as the community partner. While each state is different, they all have to have a program for the spouse. Your encouragement is excellent.
Stefani, did you ask this of the elder law attorney you consulted?
Yes, paying NH costs is what Medicaid does. Since your husband is on Medicaid now, their is a financial case worker assigned to him. Look through your annual renewal application, find this person's name, and contact him or her to find out what resources you will have as the community spouse. Or instead of contacting the financial worker, call and get an appointment with his social worker who will probably come to your home and help you figure this out.
I think that you were given this kind of advice last month. What is holding you back from moving forward with this? What do you need? I would really like to see you get the help you need! Your husband deserves professional care and you deserve some peace.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Please, please, contact the Medicaid person you deal with now. Ask him or her to explain what will happen when your husband goes into a care center.
You may know of a friend or relative who went into a care center on Medicaid and had to turn all of their income (except for a very small allowance) over to Medicaid. That is how it works for a single person. But it is very different for a married couple. You will NOT be left with no income. Really, truly. I don't know how it works where you are but as Carol says, EVERY state has a program so that the community spouse is not left with no income.
Please do not rely on what you may have seen or heard about single persons going into a nursing home. There are different rules for married folks.
Talk to your husband's Medicaid case worker as soon as possible. And come back and let us know how this is working out.
Medicaid allows spouses to retain some assets as the community partner. While each state is different, they all have to have a program for the spouse. Your encouragement is excellent.
Carol
Yes, paying NH costs is what Medicaid does. Since your husband is on Medicaid now, their is a financial case worker assigned to him. Look through your annual renewal application, find this person's name, and contact him or her to find out what resources you will have as the community spouse. Or instead of contacting the financial worker, call and get an appointment with his social worker who will probably come to your home and help you figure this out.
I think that you were given this kind of advice last month. What is holding you back from moving forward with this? What do you need? I would really like to see you get the help you need! Your husband deserves professional care and you deserve some peace.