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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
If policy OWNER is also the Medicaid recipient, yes, Medicaid will take it under MERP (Medicaid estate recovery program) to recover costs associated with the owner's care. Attempting to hide the policy now or change the owner will result in a financial penalty. That means Medicaid will stop paying, which would be a bad situation for the patient/owner.
Medicaid1 - realize that all after death issues from inheritance to MERP are very much determined by your state laws on probate, property & death. Whether & how MERP is done ultimately is based on your state laws.
I'm assuming this is a life insurance policy, in general, the beneficiary of the policy is who gets the money from the policy upon death. So if mom's life insurance policy beneficiary is her grandchild, then they contact the company with the death certificate and the policy info, then the insurance company pays them as per the terms of the policy. Usually is not part of mom's estate. But if the policy has mom's estate as the beneficiary, (mom retained ownership) then the estate gets the $. Often people have themselves as the beneficiary to be able to pay off a mortgage or business related costs in case they die before the mortgage is paid off or to settle business debt (key man insurance). How the estate pays out depends on state law. For example, TX probate is a level of claim state w/MERP a Class 7 claim so all other claims in Class 1 -6 against the estate are paid first. Other states are an equitable claim in probate, so MERP has a better chance of being paid.
Please read & re-read the insurance policy to see the terms. There should be a whole section on how to collect on the policy.
Oh also you need to see if there is a will. If no will, most states consider the death to be "intestate" and usually all assets of the deceased escheat to the state. That is not a good position for family to be in if MERP is an issue as the state is going to take care of it's interest first & foremost. Good luck & read that policy!
Life insurance benefits paid to other beneficiaries are normally exempt. Cash value policies usually have to be cashed in unles reserved for burial expenses. Check with an estsate planner or lawyer who knows Medicaid and filial responsbility laws in your state.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'm assuming this is a life insurance policy, in general, the beneficiary of the policy is who gets the money from the policy upon death. So if mom's life insurance policy beneficiary is her grandchild, then they contact the company with the death certificate and the policy info, then the insurance company pays them as per the terms of the policy. Usually is not part of mom's estate. But if the policy has mom's estate as the beneficiary, (mom retained ownership) then the estate gets the $. Often people have themselves as the beneficiary to be able to pay off a mortgage or business related costs in case they die before the mortgage is paid off or to settle business debt (key man insurance). How the estate pays out depends on state law. For example, TX probate is a level of claim state w/MERP a Class 7 claim so all other claims in Class 1 -6 against the estate are paid first. Other states are an equitable claim in probate, so MERP has a better chance of being paid.
Please read & re-read the insurance policy to see the terms. There should be a whole section on how to collect on the policy.
Oh also you need to see if there is a will. If no will, most states consider the death to be "intestate" and usually all assets of the deceased escheat to the state. That is not a good position for family to be in if MERP is an issue as the state is going to take care of it's interest first & foremost. Good luck & read that policy!