My dad is a veteran. He wanted to go to the VA hospital. He said he couldn’t breathe. Took him there. They took him back to the ER immediately. While we were there he said he was there for a headache. Was admitted because of COPD. Tried to leave. Got placed on constant watch. Kept telling the staff it was 2013. Dr. made the decision that he could not return home. Transferred to a memory care unit (not VA facility). Billing department said he would get nursing home Medicaid. Was denied because of income. A whole life insurance policy puts him over the limit. I don’t have the money to pay for his care. His income is too low to pay for the nursing home care. I’m concerned about how to pay and that if he is discharged from the facility he will go to Las Vegas, NV. He keeps asking me to take him to the airport. I work part time. I’m considering calling Adult Protective Services in Texas and telling them that I can’t provide the care he needs? Any advice?
In my area, memory care is under the Assisted Living umbrella and medicaid does not pay. So if it's the same in TX, he will just be in a regular nursing home.
Good luck.
Are you his FPoA? Is anyone his PoA?
Does he have a house? A car? Any other assets that can be sold?
In my State you have 90 days from date of application to get Medicaid the info they need, spend-down and place the person. For my Mom I started the application in April, she was placed May 1st. She had 20k that paid for May and June. I confirmed in June that Medicaid received everything needed and I provided them with her bank statement showing she was now under the asset limit. She was under the income limit. July 1st Medicaid started.
I agree, call your Office of Aging for an appt and have them explain how to proceed.
The LTC facility he gets placed in will take his monthly income and then they will do a Medicaid application for him.
Nursing homes generally expect every asset a person has to be cash liquidated imemdiately and all the money handed over to them in advance of services provided.
Do talk to a lawyer though. That whole life policy may not have to be cashed out depending on how old it is.
Does your dad have a % of "service connected disability"? If you are not aware of any you might want to look into it. The higher % the more benefits he may be entitled to.
You might also want to ask if he is Hospice eligible. If so the VA may keep him in a VA facility.
Another thing to look into, if you are able to care for him you might be able to be paid to care for him. And there are programs the VA has that will help keep a Veteran at home rather than in a facility. (If you can safely care for him and this is an option)
Find a VSO (Veteran Service Officer) in your state on the web. Find your Dad's DD-214 form (discharge from the military) and don't waste your time with VA Social Workers, who are civilian contractors and totally useless.
Find a certified VSO who will help you. He sounds like he has dementia and is a "flight risk." He cannot safely live alone. He has COPD, which is terminal. Tell the VSO you want him placed in a VA Community facility. He can use his Social Security for that, since they take 55% of his income for his room and board.
Leave that Life Insurance as it is. He's the only one who can cash it out anyway. Warn his doctor he wants to escape to Vegas. You cannot care for him, so he would be a very "unsafe discharge."
YOUR MISSION IS TO FIND A CERTIFIED VSO FIRST.
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