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She is in assisted living and has trouble remembering anything. I am afraid she will get online and buy or sell something that would hurt the family financially.

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Are you more concerned with losing some of your inheritance if your mother sells something, or with her just having a computer? You say that if she were to sell something it could hurt "the family financially," so I'm interpreting that as she'd be taking away from your inheritance.
If it's her money she should be able to have what she wants. You can buy an inexpensive Chrome Book, and if need be, can put some parental controls on it if it becomes apparent that she's abusing it in any way.
Let her enjoy her final years with what she wants. I know I wouldn't want my family telling me what I could and couldn't buy with my own money.
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Uhm, yeah, I'm looking into that mom. I hear there might be a sale next month....

What does she want to do with it, and do you think she can even use a computer at this point?

She can't buy anything without access to money, so limiting her access to CC and banking information is a first step (she can transition back to cash for routine purchases). Any major sales she makes will take more that a few computer clicks, the sale of big assets like cars and land need paperwork. Beyond that parental controls can help limit the web sites she has access to.
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Sorry Funky, but may have nothing to do with inheritance. It may have to do with there is only so much money towards Moms care. I was pinching pennies to keep Mom in an AL for one year hoping that someone would buy her house so I had enough to get her the two years that was needed for Medicaid to take over and she could stay in the AL. If she had gone on-line and spent money she did not have, she would have gone into LTC. Her house was taking her SS just to pay the bills. When she died and the house then sold, Medicaid and back taxes took everything but 10k that was split among her 3 children. None of us expected that. Being retired I could not support my Mom.

You can buy Mom a simple computer maybe one geared to kids. Then you set up the child controls. Block Amazon or any place she may want to shop from. I keep all my IDs and PWd in a black book. If Mom has done that, you can go to her shopping sites and delete her credit cards so she can't buy.

Why do you think she is asking? Did she have one before? Really, if she is in decline will she know how to turn it off and on?

Ok fellow ACers, my laptop is from 2009 with Window 7 that is no longer being supported. All my husband does is play Solitare on it and I transfer my pictures from my phone to download to a flashdrive. Do the newer ones use apps now? I know there is no more saving to a drive, it all goes to the cloud. If apps can be used, then u only download the apps u want Mom to use? Actually, if it has a camera, isn't there a way you could even look in on Mom as long as the lid is up? I have used tablets since Fire came out with there's so rarely use my laptop and when I do, have to remember how to use it.
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If your mother wants a computer and succeeds in getting herself in a computer then good for her. I don't see there's anything unreasonable in your saying "no I'm not spending a big chunk of cash on any expensive toy for you," though.

You do realise that the decision about whether or not she gets online is not up to you, yes? Doesn't her ALF have silver surfer activities, or anything like that? If not, suggest it - it's great mental exercise, is safely supervised, and often proves extremely popular with the most unlikely technophobes.

Why are you concerned about the buying/selling scenario, especially? - what's come up before to make you worry about it?
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Has she shared with you why she wants a computer? I think it’s great that she is interested in using a computer. She may be bored and is sick of looking at television.

Does she have the money to buy an inexpensive computer? You can place blocks on certain sites to protect her from any concerns that you have.
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wranglerdg, I remember when my Dad was trying to use his computer, he could not remember what his new password was as he was constantly changing the password. I believe he was the last man in northern Virginia to have dial up :P

Even though Dad was in his mid-90's he's been part of that technology since day one, writing code, making software for various aspects of his work. I remember back in the 1960's playing tic-tac-toe with a computer at Dad's office.

Sadly technology was moving too fast for Dad to keep up [moving too fast for me, too]. I let Dad move his computer into senior living, so he could mess around with it. I knew I was safe from Dad buying stuff on-line because he was very fugal, and chances were good he never knew about Amazon or how it worked.

wranglerdg, my biggest concern would be "catfishing" where someone tries to romance your Mom but in the mean time asking her for money.
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Buy her a very cheap computer with no wifi. Disable the ethernet, leaving her with no internet access. If she whines tell if she can't figure out how to use it, she shouldn't have it.
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Beatty Feb 2023
That's me 😂 I can turn it off then on again..
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Give her one that has no access to the internet.
Put a bunch of games on it.
The concern I would have is that a laptop or pad/tablet would become "lost", "misplaced", "stolen", "borrowed" whatever term you want to use.
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Just keep putting it off. She doesn't need a computer at her age.
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Grandma1954 Feb 2023
what age do you think someone should no longer use a computer?
Computers can be used for games. They can be used for reading and it is easy to change the visual aspect to make it easier for someone that has problems with books.
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What is your Mother wanting a computer for - specifically?

To buy things? (As she can't get to shops so well)
To read her online bank statements?
To use social media sites to chat with family & see their photos?

Her answers may help with finding a different device or solution? Eg finding a regular time each week to video call or message family on social sites with you as 'chaperone'.
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In general you need a charge card to order anything on a computer. If there is some dementia here I am worried if your Mom does have one, worried that someone else is not in charge of all accounts. When my brother got Lewy's (probable early Lewy's dementia) he asked me to be his POA and the Trustee of his trust. We went together to his attorney to do that. I was in charge of all bills and account and he had his own small spending account which he only GREW rather than emptied. I would go ahead with all of that, and then allow that computer if she can still use one. I have problems with my own at my age of 80, but it is said some ALF now have a computer concierge to help elders. It keeps them up on the news, allows for games and chats, and etc.
Just food for thought. Your choice is of course your own.
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In the future, I know I will keep needing a desk top/large monitor computer just to read the daily newspaper because it feels like every year the paper copy print gets smaller and smaller :P
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I told my dad that tablets/laptops weren't allowed in his LTC facility, which is mostly true because they ask you not to keep anything of value in their rooms. When he kept asking, I told him they didn't have Internet access there. He did get scammed out of $10K a while ago, when he wasn't even as bad cognitively as he is now, plus he has sketchy cousins that try to FaceTime him and have tried to get him to change his trust to benefit them. He's 90 with Parkinson's and dementia, nope, not gonna happen on my watch. Little white lies to protect them is what has to happen at a certain point.
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From my experience, it is a disaster to start an elderly person with a computer. If you do, be ready to be tech support. It's not fun. Don't do it.
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I am with againx, you will end up being tech support and that gets old. And they want u to come right now.
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You can get a grandpad... it has the ability to get internet however you can block that. But it has games, news, phone, facetime. It uses data and not wifi.
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If mother has a cell phone and her bank card, she can be ripped off. There’s not much difference between that and an iPad. Remove the bank card.
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