Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
You didn't discuss this before starting to work? Ask the person who hired you how you are going to be paid. It should be up to them to contact the insurance company.
Even when you discuss wages and what day the caregiver will be paid people will still get cute and try to pull something underhanded so they don't have to pay for the caregiving.
I get a monthly check from long term policy to pay home caregivers. It is up to me to pay them weekly and withhold SS and taxes. The amount the insurance pays is less than what I owe caregivers. I make up the difference from my own funds.
Some LTC policies will pay for private caregivers. That would not be your responsibility to deal with the insurance company though. The people who hired you are responsible for paying your wages. Whether or not they get reimbursed from an insurance policy has nothing to do with you.
DON'T WORK ONE SECOND FOR FREE!
Make sure you don't. I did in-home caregiving for almost 25 years. The last 15 of those years have been private-duty. If wages that you agree upon with whoever hired you are not paid on the agreed upon payday, you stop showing up. They need to know that if your money isn't there, you won't think twice about abandoning their "loved one". You can never give people an inch of room when it comes to payment for private caregiving work, because even the best families will take advantage. Believe me, I know. No one works for free and this also applies to in-home caregivers. Accept a personal check, a cashier's check, a money order, or even cash until the business with the insurance policy gets taken care of. Otherwise don't show up anymore. If your money isn't there, neither are you. This has to be YOUR policy.
How have you been getting paid? Or have you? The person that hired you is responsible for paying you. HOW they get the money to pay you is up to them. If your services are covered under their insurance they are the ones that have to begin the process of filing the paperwork so you get paid. Find out what the process is that you have to follow in order to get paid. If you have been working without pay it might be very difficult to get the back pay you are owed.
Yes, this is not your responsibility. You get paid whether or not the client gets paid by LTC insurance. As said, its up to the client to apply or their representative (POA) to do it. As Burnt said, you get paid, the client deals with getting reimbursed.
In some states if you're a CNA and on your state's CNA registry, you can collect pay from some LTC policies. I've been paid many times by a policy. The people employing the CNA take care of getting the money to the worker.
The advice already given is excellent for a professional independent caregiver. You get paid for working. The person, their POA, or guardian pursues reimbursement from their insurance.
Note that the insurance may mandate working with an agency unless none are available, and will require that you comply with local licensing and minimum insurance requirements. Some do not cover work performed by specified relatives. There is a deductible period, often 90 days, before insurance starts to pay.
Care notes will be required for each day so they can confirm that the work complies with the care plan developed during the application process, addressing ADL deficiencies or cognitive impairment.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Even when you discuss wages and what day the caregiver will be paid people will still get cute and try to pull something underhanded so they don't have to pay for the caregiving.
No pay. No work. No way.
The people who hired you are responsible for paying your wages. Whether or not they get reimbursed from an insurance policy has nothing to do with you.
DON'T WORK ONE SECOND FOR FREE!
Make sure you don't. I did in-home caregiving for almost 25 years. The last 15 of those years have been private-duty. If wages that you agree upon with whoever hired you are not paid on the agreed upon payday, you stop showing up. They need to know that if your money isn't there, you won't think twice about abandoning their "loved one". You can never give people an inch of room when it comes to payment for private caregiving work, because even the best families will take advantage. Believe me, I know.
No one works for free and this also applies to in-home caregivers.
Accept a personal check, a cashier's check, a money order, or even cash until the business with the insurance policy gets taken care of. Otherwise don't show up anymore.
If your money isn't there, neither are you. This has to be YOUR policy.
The person that hired you is responsible for paying you. HOW they get the money to pay you is up to them.
If your services are covered under their insurance they are the ones that have to begin the process of filing the paperwork so you get paid.
Find out what the process is that you have to follow in order to get paid.
If you have been working without pay it might be very difficult to get the back pay you are owed.
If not, it will be hard for them to collect on their LTC policy.
It is really cheap to get a business license and become a legal entity that meets the requirements to be paid by an insurance company.
However, it is up to your client or their reps to figure out what their insurance requires to payout.
I've been paid many times by a policy. The people employing the CNA take care of getting the money to the worker.
Note that the insurance may mandate working with an agency unless none are available, and will require that you comply with local licensing and minimum insurance requirements. Some do not cover work performed by specified relatives. There is a deductible period, often 90 days, before insurance starts to pay.
Care notes will be required for each day so they can confirm that the work complies with the care plan developed during the application process, addressing ADL deficiencies or cognitive impairment.