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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Medicaid is state run under an overall federal guideline. So just how your application & supporting documents are reviewed will vary by state. There seems to be no set standard.
For my Mom in TX, it was a 3 year & 6 mos review of all financials. Yes, 42 months of bank statements. Between those and insurance policies and property documents, my moms supporting was over 100 pages. In addition a letter was required from her bank as to the disposition of all CD, T bills etc closed or not renewed and where the proceeds went as well. . For us, the $ went into her main drawing account so the trail of $ was obvious. But had a CD of $5,678 been cashed out, there would have been a transfer penalty inquiry on the $. For my MIL, also in TX, there were ? on checks under $100 for transfer penalty - she wrote checks to her state paid aides to go & buy liquor for her when she was living in sub. housing. It needed to be established that the $ was not gifting.
I think they are looking for a pattern of spending that fits their income and assets. In order to financially qualify for Medicaid basically it's 2K in income & 2K in assets. Now for their Medicaid application, they have to provide their awards letters & banking details, so someone who gets $1,000 a mo income with 50K in savings 3 years ago & lives with family should have a pretty good nest egg that will need to be spent down & used for private pay for care before Medicaid will pay. If they don't, $$ has been probably transferred or gifted. They will have to show just where 48K in savings and the 36K in income just vanished to. If you get a transfer inquiry, you have a very tight timeframe to do this otherwise app will be declined. Medicaid will send you the decline letter & also the NH gets the letter. NH will expect family to sign off on a private pay contract in order for mom to stay there too.
But say its the same finances for an applicant who has a home & paid for home health care or other verifiable health expenses, it can make sense that they are now impoverished at 2K as $ has been spent on the home & care over the past 3 years to get to the point of being impoverished.
I would imagine that the states have a basic algorithm program that they enter in the awards data combined with living situation & it tells them just how much $ the applicant should have. You can't hide gifting or transferring, it will come up.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
For my Mom in TX, it was a 3 year & 6 mos review of all financials. Yes, 42 months of bank statements. Between those and insurance policies and property documents, my moms supporting was over 100 pages. In addition a letter was required from her bank as to the disposition of all CD, T bills etc closed or not renewed and where the proceeds went as well. . For us, the $ went into her main drawing account so the trail of $ was obvious. But had a CD of $5,678 been cashed out, there would have been a transfer penalty inquiry on the $. For my MIL, also in TX, there were ? on checks under $100 for transfer penalty - she wrote checks to her state paid aides to go & buy liquor for her when she was living in sub. housing. It needed to be established that the $ was not gifting.
I think they are looking for a pattern of spending that fits their income and assets. In order to financially qualify for Medicaid basically it's 2K in income & 2K in assets. Now for their Medicaid application, they have to provide their awards letters & banking details, so someone who gets $1,000 a mo income with 50K in savings 3 years ago & lives with family should have a pretty good nest egg that will need to be spent down & used for private pay for care before Medicaid will pay. If they don't, $$ has been probably transferred or gifted. They will have to show just where 48K in savings and the 36K in income just vanished to. If you get a transfer inquiry, you have a very tight timeframe to do this otherwise app will be declined. Medicaid will send you the decline letter & also the NH gets the letter. NH will expect family to sign off on a private pay contract in order for mom to stay there too.
But say its the same finances for an applicant who has a home & paid for home health care or other verifiable health expenses, it can make sense that they are now impoverished at 2K as $ has been spent on the home & care over the past 3 years to get to the point of being impoverished.
I would imagine that the states have a basic algorithm program that they enter in the awards data combined with living situation & it tells them just how much $ the applicant should have. You can't hide gifting or transferring, it will come up.