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Who are you caring for?
Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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So what’s the timeline on the backstory? Imo I think that’s super important as to whether you as DPOA are doing actions now to benefit yourself so your not being “fiduciary duty” like Stacy posted.
Thats self dealing and if your sibs are unhappy with this, they can get APS involved &/or go to court to have you removed as DPOA and get guardianship done.
If dad bought life insurance in 1990 and listed you & only you as his beneficiary, AND left off all his 4 other kids, that was his decision and so long ago it should not an be an issue. But if he “did” this and was a change of beneficiary to his existing life insurance policy & done since you become his DPOA or since you started actively doing stuff as his DPoA, that’s a problem. Your not being a proper fiduciary.
You get him to make you a co-owner of his bank account, that’s imo not being a proper fiduciary either. It’s not like he allowed you to just be a signatory on the account. That’s what a fiduciary should do if the account owner allows it and can totally on their own sign off on the paperwork at his bank to allow for a signatory added. If you did changes to his bank account online, and your 4 sibs find out, well in the words of the handsome and talented Ricky Ricardo / Desi Arnaz “Lucy, jouuu got some essplainin’ to jou”
4 siblings, likelihood is 1 is already pissed at you abt something. & expect 1 or more of the 4 spouses will be too if they find you’ve done life insurance & banking changes. & very.
You can be pay on death if that is the wish of your father. But you should not co own the account. That is not good for many reasons. You can be the beneficiary of your life insurance if your father has assigned you as such. Often a parent wishes to give more to a sibling who is doing these onerous chores of paying bills, handling finances and investments, paying taxes and etc. for them; If there is a will it would be excellent if the parent would stipulate that this insurance policy was left to you BECAUSE..... and that that account was left to you BECAUSE........ In the case of my brother, he made me his POA and I was on his accounts to pay as his POA, signing checks as his name by my POA. And he made me the Trustee of his Trust. This was easy in that I was his only heir, his only sibling, and there were no other family members. HAD there been, then without good paperwork it would always be possible for other siblings to come in with claims and contesting. It is best to consult an elder law attorney with these questions; that is your best way forward so that things don't get messy at the end. Stacy is correct. You have a fiduciary responsibility; keep diaries; keep meticulous records of your expenditure, time and care for your Dad.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Imo I think that’s super important as to whether you as DPOA are doing actions now to benefit yourself so your not being “fiduciary duty” like Stacy posted.
Thats self dealing and if your sibs are unhappy with this, they can get APS involved &/or go to court to have you removed as DPOA and get guardianship done.
If dad bought life insurance in 1990 and listed you & only you as his beneficiary, AND left off all his 4 other kids, that was his decision and so long ago it should not an be an issue. But if he “did” this and was a change of beneficiary to his existing life insurance policy & done since you become his DPOA or since you started actively doing stuff as his DPoA, that’s a problem. Your not being a proper fiduciary.
You get him to make you a co-owner of his bank account, that’s imo not being a proper fiduciary either. It’s not like he allowed you to just be a signatory on the account. That’s what a fiduciary should do if the account owner allows it and can totally on their own sign off on the paperwork at his bank to allow for a signatory added. If you did changes to his bank account online, and your 4 sibs find out, well in the words of the handsome and talented Ricky Ricardo / Desi Arnaz “Lucy, jouuu got some essplainin’ to jou”
4 siblings, likelihood is 1 is already pissed at you abt something.
& expect 1 or more of the 4 spouses will be too if they find you’ve done life insurance & banking changes. & very.
you can’t be self dealing.