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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Tamlynn, you are being given correct answers. Once mom spends down her liquid assets, you will need to apply for Medicaid. At that time you will have to disclose all of mom's financial information for the past five years. If there are any gifts of any kind, mom will be penalized for a period of time and the amount gifted that she will not be eligible for Medicaid.
We all work, pay taxes not with the idea that the government will pay for our care when we need it, but with the idea we need to save for our old age and the care we will need. It would be preferable to have assets to leave for our children and grandchildren, but that is reality only for the wealthy or those that die young.
See an elder law attorney in mom's state for state specific rules. Administration of Medicaid differs. No one here can give you a completely accurate response unless they are an elder law attorney in your state.
If granddaughter (is this your daughter?) Rents the house, it must be at market rates. When she buys the home it must be at market value. Any rent money goes to mom to help pay for her care.
Sorry you are not getting the answers you had hoped for, but what you are being told is reality.
Now, if granddaughter were to provide grandma medically necessary care, as determined by mom's doctor, for a period of two years, the house could become granddaughter's and exempt from Medicaid recovery. Would you really want your daughter to do that? Check with an elder law attorney in your state.
GladImHere...You’re so smart and well spoken. That’s perfect advice and the loophole I believe was in hopes of being sought. I wish you were my neighbor. Hope you’re New Year started off fabulous 😉
If the "mother" is in a facility that is being paid for by the government, then all of the assets are depleted prior to the government being willing to pay. That is only fair. Why should tax payers pay for her care when she has assets that could pay for her own expenses. If she is privately funding her care with her own savings and retirement accounts, then she can do whatever she wants with her home. Rent it, sell it, let it sit empty... that is her choice or her family's choice. But if the government (tax payers) are fitting the bill, the house must be sold to pay what can be paid prior to government assistance.
Jjust so you know, we are currently paying for her care with her own money at this time. My mom worked until she was 70 years old and paid taxes like everyone else. I will be proud if my tax money goes towards her care. Her house is not considered an asset by the government until she passes. We are planning on selling it to her granddaughter to help pay for her care when she can. Sometimes families have to stick together and help each other out. You might feel a little more compassion if you were the one in this situation!
If you do a rent to own that is considered income for your mom and might disqualify her for Medicaid.
She would have to sell out right and use that money to self pay if her retirement income and the rent are not enough to pay for her care.
If she is currently on Medicaid and the house has been rented out, you need to notify Medicaid. If you get caught cheating, not saying you are, she could loose her Medicaid benefits permanently. It is not worth the risk because they will find out.
We are currently paying for her care out of her own pocket at this time. Her house is not considered an asset to receive Medicaid assistance. Do you think you are the only tax payer in the world. My mom worked until she was 70 years old. She paid taxes like everybody else.
Here is a different approach. 1. is your mother currently on Medicaid and she pays all but small personal needs allowance to nursing home? The house may already have a lien on it from Medicaid and can’t be a rent to own with “clear title”. 2. All her money going to the nursing home or assisted living is not the entire bill for her care if Medicaid is already involved. The difference between what the care costs and the amount mother actually pays is creating a debt that has house as security. Check with an attorney experienced with your state’s recovery process for that debt to see if this is an option.
Since she will not have the money to pay for up keep and so forth, usually the home is sold. Do you mean to rent it out? The income would have to be use to pay for her care. do you mean have family move in? Will they pay for the up keep? It might be considered income to her. Hopefully they wouldn't just let it fall apart?
there must be a back story that will help to know your intention
You would need to run this by Medicaid and a lawyer.
Just a thought and u can ask a lawyer...I would think the money you receive on a rent to own would have to be set aside. What they use to "rent" is used as a down payment towards a Mortgage. We had a realtor post a few days back, maybe she can chime in.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
We all work, pay taxes not with the idea that the government will pay for our care when we need it, but with the idea we need to save for our old age and the care we will need. It would be preferable to have assets to leave for our children and grandchildren, but that is reality only for the wealthy or those that die young.
See an elder law attorney in mom's state for state specific rules. Administration of Medicaid differs. No one here can give you a completely accurate response unless they are an elder law attorney in your state.
If granddaughter (is this your daughter?) Rents the house, it must be at market rates. When she buys the home it must be at market value. Any rent money goes to mom to help pay for her care.
Sorry you are not getting the answers you had hoped for, but what you are being told is reality.
Now, if granddaughter were to provide grandma medically necessary care, as determined by mom's doctor, for a period of two years, the house could become granddaughter's and exempt from Medicaid recovery. Would you really want your daughter to do that? Check with an elder law attorney in your state.
If she is privately funding her care with her own savings and retirement accounts, then she can do whatever she wants with her home. Rent it, sell it, let it sit empty... that is her choice or her family's choice.
But if the government (tax payers) are fitting the bill, the house must be sold to pay what can be paid prior to government assistance.
She would have to sell out right and use that money to self pay if her retirement income and the rent are not enough to pay for her care.
If she is currently on Medicaid and the house has been rented out, you need to notify Medicaid. If you get caught cheating, not saying you are, she could loose her Medicaid benefits permanently. It is not worth the risk because they will find out.
1. is your mother currently on Medicaid and she pays all but small personal needs allowance to nursing home? The house may already have a lien on it from Medicaid and can’t be a rent to own with “clear title”.
2. All her money going to the nursing home or assisted living is not the entire bill for her care if Medicaid is already involved. The difference between what the care costs and the amount mother actually pays is creating a debt that has house as security. Check with an attorney experienced with your state’s recovery process for that debt to see if this is an option.
Do you mean to rent it out? The income would have to be use to pay for her care.
do you mean have family move in? Will they pay for the up keep? It might be considered income to her. Hopefully they wouldn't just let it fall apart?
there must be a back story that will help to know your intention
Just a thought and u can ask a lawyer...I would think the money you receive on a rent to own would have to be set aside. What they use to "rent" is used as a down payment towards a Mortgage. We had a realtor post a few days back, maybe she can chime in.