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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
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After doing some research on this issue. What I learned was that when this situation happens it isn't good enough to remove the elderly person from the nursing home for the period of the penality. Because the penality is not time...it is money.
The penality is that Medicaid will not pay until the amount of the gift is first paid to the nursing home for care. If you take her home...the penality stops till she returns to NH care.
The other "gottcha" in this...most nursing homes require some period of private pay first before they accept Medicaid. So...if you bring her home...the NH that will accept her when she returns (if she can ever return) will be Medicaid only are few and poor choice.
There doesn't seem to be a way out except to go to those people who got the gifts and tell them they need return it because of the horrible position they put the elderly in. Don't make accusations or be demanding, just explain to them the horrible life circumstance it has caused. Or, keep her at home till the end. Talk about how those people who got the gifts are going to join together to provide her care into the future.
The first question is when this money was given. Any given in the last 5 years will result in a penalty.
I guess none of us ever expect that we are going to need lots of money in our old age, and giving some away seems pleasant. I'm sorry that this is creating a financial crisis now. I suggest consulting an Elder Law attorney now to learn the best course of action.
Neither the nursing home nor Medicaid will care who pays for your Aunt's care. But someone must until the penalty period is over. The other option is for family to take care of her until then.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The penality is that Medicaid will not pay until the amount of the gift is first paid to the nursing home for care. If you take her home...the penality stops till she returns to NH care.
The other "gottcha" in this...most nursing homes require some period of private pay first before they accept Medicaid. So...if you bring her home...the NH that will accept her when she returns (if she can ever return) will be Medicaid only are few and poor choice.
There doesn't seem to be a way out except to go to those people who got the gifts and tell them they need return it because of the horrible position they put the elderly in. Don't make accusations or be demanding, just explain to them the horrible life circumstance it has caused. Or, keep her at home till the end. Talk about how those people who got the gifts are going to join together to provide her care into the future.
I guess none of us ever expect that we are going to need lots of money in our old age, and giving some away seems pleasant. I'm sorry that this is creating a financial crisis now. I suggest consulting an Elder Law attorney now to learn the best course of action.
Neither the nursing home nor Medicaid will care who pays for your Aunt's care. But someone must until the penalty period is over. The other option is for family to take care of her until then.