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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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He will need a nursing home in the next couple of years, he has too much income to qualify for medicade, but not enough to pay for it. We live in CA, how can pay for it. I don’t make enough to help. I don’t want to sell the home.
You may need to buy Dad out of the home. The income/asset then, along with his monthly income, may be enough to pay for his care. It will all go into his care until he is without funds at which point he will go onto medicaid.
I understand you don't wish to lose the home, but the fact is that Dad doesn't have to sell his PRIMARY home if this is it to qualify for medicaid. However, if his income is too high then all said income has to go to the facility with medicaid picking up the portion uncovered.
See an elder law attorney to discuss Dad's situation with them in full.
The home is dad's asset and the proceeds from selling it will pay for dad's care. That's the way it's supposed to work.
I presume you want to keep the house for sentimental reasons or so that you can live in it. Your wishes shouldn't count. The house takes care of dad. He can invest the money from the sale and make money on money. Some CD's are now paying over 5% interest, and the money will be safe because it's FDIC insured. Stay away from reverse mortgages.
Go look at some facilities now so dad can have a say in where he goes. He'll be better off in a place with friends, activities and freedom from a house that can only eat up money (taxes, repairs, insurance). You'll be better off too without the weight of taking care of it. Good luck!
My daddy had to be put in a facility. It just about killed me to do so. I tried to get a reverse mortgage on the house but he would have had to stay in the house. I did not have the patience for caregivers so I decided to put him in a facility and pay the difference. It was cheaper to do that than to sell the house and pay rent or try to buy a house (because I lived with him) etc. I learned to do without and stayed in the house (I also have a job). He died within 10 months of having to put him in a facility but I was prepared to sell everything but the house - but that was my choice. If your dad is living with you then I am guessing you have your own home. You will need to sell his home and pay for care using that asset. You can check out facilities and group homes in your area. I had my dad in a group home and I made them my friends. I brought them treats, cards and talked to them as family. I told them they could call me anytime and I wanted to know what he had done all day. They also had the knowledge that when my daddy would have an anxiety attack they would call the doctor on call and was able to get medicine now. Then when I would arrive for my visit they would let me know how his night went. Blessings to you.
Most likely you will need to sell the home. If he makes too much money, he will have to self-pay. If he has any assets, they will need to be used to fund his care. I would consult an attorney as there may be ways to transfer assets now to protect them but your best advice would be to seek legal and financial advice.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I understand you don't wish to lose the home, but the fact is that Dad doesn't have to sell his PRIMARY home if this is it to qualify for medicaid. However, if his income is too high then all said income has to go to the facility with medicaid picking up the portion uncovered.
See an elder law attorney to discuss Dad's situation with them in full.
I presume you want to keep the house for sentimental reasons or so that you can live in it. Your wishes shouldn't count. The house takes care of dad. He can invest the money from the sale and make money on money. Some CD's are now paying over 5% interest, and the money will be safe because it's FDIC insured. Stay away from reverse mortgages.
Go look at some facilities now so dad can have a say in where he goes. He'll be better off in a place with friends, activities and freedom from a house that can only eat up money (taxes, repairs, insurance). You'll be better off too without the weight of taking care of it. Good luck!