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Observation status is generally outpatient, even if the person stays overnight. Under Original Medicare, outpatient services are generally billed under Part B rather than Part A; a Medicare Advantage plan must cover Medicare-covered services, but its copays and rules can differ. In 2026, the standard Part B premium is $202.90 per month and the annual Part B deductible is $283; an Advantage plan may charge different amounts. Ask the hospital for the written inpatient or observation determination and a Medicare Outpatient Observation Notice, then call the plan and Medicare to verify coverage and appeal rights. This is general education, not licensed-agent advice.
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This question was asked by another member. Maybe the responses would help you.

https://www.agingcare.com/questions/medicare-advantage-and-observation-status-498991.htm
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What is the question? Medicare Advantage plans must follow Medicare A & B rules.
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