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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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No, this is not how it works and I live South of u in NJ.
As Igloo says you need a lawyer WELL versed in Medicaid. Medicaid allows you to split your combined assets. With my GFs parents, they had $60 K in savings and monthly income of SS and a pension. Mrs R was allowed 30k of the savings.* She also received enough of their monthly income to live on. She remained in the home and had a car. You become the community spouse.
Not sure how retirement funds are worked out or anything that is in your name only, like SS and pension. These are questions for a lawyer and I do suggest you see one.
*(Now someone on the forum said that in her case, her split was put in a Trust with the her having access. There may be stipulations on how it can be used and will revert back to Medicaid on your passing)
You need to hear whatever a CELA level of elder law attorney tells you what the laws are and administrative code is for Medicaid in NJ. Each state deals with Medicaid and especially the CS (aka Community Spouse) aspects of LTC Medicaid uniquely.
but overall, it is only the NH spouse that needs to become impoverished to be able to qualify financially for Medicaid, with a max of 2k in assets & abt $2,200 a mo in income. The exact $ amount varies by state p. The CS can have thier own income & assets up to a certain point that do NOT factor into his impoverishment. If you need some of his mo income to cover your living in the community costs, then the atty can document what’s needed for you to file for a waiver to have some of his monthly income go to you instead of being paid to the NH as his required copay. CS / NH stuff is way way more complicated and not ever a DIY imho.
also they have to show to be “at need” both financially and medically for LTC Medicaid. The medical aspect is = as important. If it’s a NH placement then they have to have their health chart to show in detail they need skilled nursing care in a facility.
The nursing home doesn't take anything unless he qualifies for Medicaid. Laws differ from state to state so best to invest in a consult with an estate planner/elder law attorney -- it's money that is well spent. I'm pretty sure nursing homes can't just take money out of your 401k, and Medicaid doesn't leave the spouse destitute. Please inform yourself by talking to an actual professional who knows the laws. Good planning will be very important as you age together.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
As Igloo says you need a lawyer WELL versed in Medicaid. Medicaid allows you to split your combined assets. With my GFs parents, they had $60 K in savings and monthly income of SS and a pension. Mrs R was allowed 30k of the savings.* She also received enough of their monthly income to live on. She remained in the home and had a car. You become the community spouse.
Not sure how retirement funds are worked out or anything that is in your name only, like SS and pension. These are questions for a lawyer and I do suggest you see one.
*(Now someone on the forum said that in her case, her split was put in a Trust with the her having access. There may be stipulations on how it can be used and will revert back to Medicaid on your passing)
but overall, it is only the NH spouse that needs to become impoverished to be able to qualify financially for Medicaid, with a max of 2k in assets & abt $2,200 a mo in income. The exact $ amount varies by state p. The CS can have thier own income & assets up to a certain point that do NOT factor into his impoverishment. If you need some of his mo income to cover your living in the community costs, then the atty can document what’s needed for you to file for a waiver to have some of his monthly income go to you instead of being paid to the NH as his required copay. CS / NH stuff is way way more complicated and not ever a DIY imho.
also they have to show to be “at need” both financially and medically for LTC Medicaid. The medical aspect is = as important. If it’s a NH placement then they have to have their health chart to show in detail they need skilled nursing care in a facility.