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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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"Real" property sale or transfer is recorded by the state via the local taxing authority - usually it's the county tax assessor and chancery clerks departments. All this info is easily just keystrokes in being found by your state dept or health or human services when doing a Medicaid application review. They will know eventually about her money and assets.
Now it might not be done in the initial Medicaid pending review - which is usually within 90 days - but will surface eventually after they are admitted into a NH. Then what can happen is that she and whomever signed her into the NH will get a letter from Medicaid that there appears to be transfer penalty for the amount of the sale or the gift. The NH gets the letter also and usually will require that you private pay in full for the amount of the transfer penalty. This is a total panic situation to find yourself in. Now you can appeal the transfer penalty but appealing a transfer or gifting of a car, boat, house or other real property is kinda imho a lost cause because the value of those type of items are easily documented to the penny and there's no grey area for an attorney to work. Transfer penalty vary by state as it's based on whatever your state Medicaid NH reimbursement day rate it. For Texas it's about $ 145 a day - and TX has a low rate. So a 10K value car is about 70 days of private pay you may be asked to come with in for mom to stay at a NH.
When they apply for Medicaid, they sign off for an all access pass to their finances for the past 5 years. So that means summer of 2007 if she applies now. The only thing I've heard of that can be under the radar for Medicaid review is oil and gas revenues.
Medicaid is going to know about any assets she has. If they don't find out during the application process, they will find out later. Changing the name on a deed is a matter of public record. It cannot be hidden.
Medicare has no interest in whether she has a mobile home, sells it, gives it away, or abandons it. Medicare is not interested in our assets.
Medicaid, on the other hand, is a needs-based program and as such they expect applicants/recipients to use their own money to pay for their own needs as long as they can. Has Mother applied to Medicaid, or does she intend to? Medicaid will consider signing over this asset to you to be a gift, and that is frowned upon. In fact, there is a penalty for it.
Mother may be better off consulting an elder law attorney on how best to prepare for applying for Medicaid, if that is what she in planning to do. It's complicated!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Now it might not be done in the initial Medicaid pending review - which is usually within 90 days - but will surface eventually after they are admitted into a NH. Then what can happen is that she and whomever signed her into the NH will get a letter from Medicaid that there appears to be transfer penalty for the amount of the sale or the gift. The NH gets the letter also and usually will require that you private pay in full for the amount of the transfer penalty. This is a total panic situation to find yourself in. Now you can appeal the transfer penalty but appealing a transfer or gifting of a car, boat, house or other real property is kinda imho a lost cause because the value of those type of items are easily documented to the penny and there's no grey area for an attorney to work. Transfer penalty vary by state as it's based on whatever your state Medicaid NH reimbursement day rate it. For Texas it's about $ 145 a day - and TX has a low rate. So a 10K value car is about 70 days of private pay you may be asked to come with in for mom to stay at a NH.
When they apply for Medicaid, they sign off for an all access pass to their finances for the past 5 years. So that means summer of 2007 if she applies now. The only thing I've heard of that can be under the radar for Medicaid review is oil and gas revenues.
Seeing an elder law attorney is the best course.
Is your mother on Medicaid, or planning to apply?
Medicaid, on the other hand, is a needs-based program and as such they expect applicants/recipients to use their own money to pay for their own needs as long as they can. Has Mother applied to Medicaid, or does she intend to? Medicaid will consider signing over this asset to you to be a gift, and that is frowned upon. In fact, there is a penalty for it.
Mother may be better off consulting an elder law attorney on how best to prepare for applying for Medicaid, if that is what she in planning to do. It's complicated!